Met pensioen in Costa Blanca
Ontdek waarom duizenden gepensioneerden uit heel Europa en de rest van de wereld voor de Costa Blanca kiezen vanwege de zon, gezondheidszorg, betaalbaarheid, levensstijl en gastvrije internationale gemeenschappen.
De Costa Blanca is de stille pensioenhoofdstad van Europa — 300+ dagen zon, gezondheidszorg van wereldklasse, beloopbare mediterrane steden en internationale gemeenschappen waardoor u zich direct thuis voelt. Dit is de definitieve gids voor wie hier met pensioen wil gaan: waar te wonen, wat het kost, hoe de zorg werkt, residentie, belastingen, vastgoed, zorgopties en alles daartussenin.
Waarom met pensioen gaan aan de Costa Blanca
Mild winters and warm dry summers.
World-class public and private hospitals.
Stretch your pension 30–40% further.
200+ km of Blue Flag coastline.
British, Dutch, German, Belgian, Scandinavian.
Fresh food, wine, long lunches and siestas.
Pedestrianised centres, promenades and plazas.
Play year-round on championship courses.
Alicante & Valencia — direct flights everywhere.
Low crime, family-friendly and secure.
Home care, accessibility and senior support.
Consistently ranked among Europe's best.
De complete pensioenhub
From Albir to Moraira — the towns retirees love.
ExplorePublic, private, insurance, pharmacies and emergencies.
ExploreHousing, food, utilities, healthcare and budgets.
ExplorePensions, wealth, inheritance and double-taxation.
ExploreNon-lucrative visa, EU residency, permanent status.
ExploreApartments, villas, golf, beachfront, low-maintenance.
Explore55+ villages, active and international communities.
ExploreNursing homes, memory care and home support.
ExploreCaregivers, day centres and mobility assistance.
ExploreClubs, golf, walking, cycling, culture and travel.
ExploreCommunities, resorts, memberships and green fees.
ExploreHealth, home, travel, life and long-term care.
ExploreSpanish wills, POA, succession and trusts.
ExploreHome assistance, day centres, respite and support.
ExplorePacking, shipping, utilities and registration.
ExploreAccounts, transfers, exchange and pension payments.
ExploreBeste plaatsen om met pensioen te gaan in de Costa Blanca
Van de door Scandinaviërs geliefde kust van Albir tot de gastronomische charme van Dénia en de gated golfgemeenschappen van Orihuela Costa — elke stad heeft zijn eigen karakter.
Pedestrianised seaside village, huge Nordic community, flat and walkable.
Volledige gidsWhitewashed old town, art galleries, café culture, scenic seafront.
Volledige gidsQuiet residential town next to Albir — strong international community.
Volledige gidsYear-round amenities, healthcare, restaurants and entertainment.
Volledige gidsBeachfront living, Peñón de Ifach views and excellent infrastructure.
Volledige gidsGastronomic capital, port, beaches and direct ferry to Balearics.
Volledige gidsSheltered bay, microclimate, expat heaven with three distinct zones.
Volledige gidsLow-rise luxury village, marina, vineyards and premium villas.
Volledige gidsInland hills, sports facilities and outstanding municipal services.
Volledige gidsColourful fishing town, authentic Spain with a long sandy beach.
Volledige gidsWorking port, salt flats and family-friendly beaches.
Volledige gidsAffordable, huge international community, healthcare and amenities.
Volledige gidsGolf, beaches and gated urbanisations — value for money.
Volledige gidsGezondheidszorg voor gepensioneerden
Public healthcare
How the SNS works, registering, GP appointments and access.
Read guidePrivate healthcare
Hospitals, specialists, costs and English-speaking doctors.
Read guideHealth insurance
Best providers for retirees, costs by age, what's covered.
Read guidePrescriptions
Subsidies, pharmacy access and chronic medication.
Read guideEmergencies
Calling 112, ER, ambulances and travel coverage.
Read guideDental & vision
Routine and major dental, opticians and eye care.
Read guideWat het daadwerkelijk kost om hier te wonen
Housing
Rent and ownership costs by town and property type.
Read guideGroceries & dining
Supermarkets, markets and Menu del Día prices.
Read guideUtilities & internet
Electricity, water, gas and fibre internet.
Read guideTransportation
Cars, fuel, public transport and senior travel discounts.
Read guideAnnual budgets
Couple, single and luxury annual budget breakdowns.
Read guideCountry comparison
Spain vs UK, Netherlands, Germany, Belgium and Scandinavia.
Read guidePensioenvisa & residentie
Non-lucrative visa
The main retirement visa — income, insurance and process.
Read guideEU citizens
Registering as an EU resident — straightforward and fast.
Read guideNon-EU citizens
UK, US, Canadian and other third-country retirees.
Read guidePermanent residency
After 5 years — rights, renewals and citizenship route.
Read guideVastgoed voor gepensioneerden
Apartments
Lock-up-and-leave coastal apartments with sea views.
Read guideVillas
Detached homes with pool and garden — privacy and space.
Read guideGolf communities
Las Colinas, Villamartín, La Sella and Altea Hills.
Read guideBeachfront
First-line property on the Mediterranean.
Read guideNew-build
Energy-efficient turnkey homes and developer warranties.
Read guideLow-maintenance
Communities with elevators, gardens and concierge.
Read guideSeniorengemeenschappen
Van actieve 55+ gemeenschappen tot internationale wijken met gedeelde faciliteiten, de Costa Blanca biedt meer variëteit in pensioenvoorzieningen dan waar dan ook in Spanje.
Beschermd wonen & langdurige zorg
Nursing homes
Residencias — public, private and concertadas.
Read guideMemory care
Specialised units for cognitive decline.
Read guideAlzheimer's care
Centres, day care and family support.
Read guideHome care
Daily caregivers, nursing visits and live-in support.
Read guideLong-term care
Home assistance, day centres and respite care.
Read guideAging in place
Home modifications, alerts and home automation.
Read guideVerzekeringen voor gepensioneerden
Health insurance
Sanitas, Adeslas, DKV — best providers by age and need.
Read guideHome insurance
Building and contents — what Spanish policies cover.
Read guideTravel insurance
Annual multi-trip and senior-friendly providers.
Read guideLife insurance
Term and whole-of-life options in Spain.
Read guideFuneral insurance
Decesos — almost universal in Spain, here's why.
Read guideLong-term care insurance
Cover for in-home care or residential care needs.
Read guideBelastingen voor gepensioneerden
Tax residency
The 183-day rule and what it means for your finances.
Read guideForeign pensions
How UK, US, Dutch, German and other pensions are taxed.
Read guideDouble-tax treaties
Avoiding paying twice — country by country.
Read guideWealth tax
Patrimonio — thresholds, exemptions and planning.
Read guideInheritance tax
Regional rates, exemptions and beneficiary planning.
Read guideCapital gains
On property sale, investments and primary residence rollover.
Read guideErfbelasting & successieplanning
Spanish wills
Why every foreign owner needs a Spanish will.
Read guidePower of attorney
Healthcare and financial POA — Spanish and foreign.
Read guideSuccession law
EU regulation 650/2012 — choose your national law.
Read guideCross-border estates
Multiple jurisdictions, currencies and beneficiaries.
Read guideActiviteiten & levensstijl
25+ courses, year-round play and golf communities.
ExploreCoastal paths, sierras and easy guided groups.
ExplorePadel, cycling, swimming, yoga and pickleball.
ExploreBridge, art, choir, language exchange and Rotary.
ExploreWine, gastronomy, fiestas, music and theatre.
ExploreVet care, dog beaches, walking routes and pet insurance.
ExploreDriving, licences, public transport and airport links.
ExploreCrime, scams, heat safety and emergency numbers.
ExplorePacking, shipping, registration and getting set up.
ExploreMet pensioen per nationaliteit
Belastingen, zorg, pensioenen en residentie verschillen sterk per land van herkomst. Op maat gemaakte gidsen voor elke grote groep gepensioneerden.
Post-Brexit residency, NHS to SNS, pension transfers and tax.
Lees gidsAOW pension, healthcare transfer and Dutch community hubs.
Lees gidsPensions, S1 form, residency and tax treaty benefits.
Lees gidsRente abroad, Krankenversicherung and double-taxation.
Lees gidsRetraite française, healthcare and inheritance planning.
Lees gidsFolkpension, healthcare reciprocity and tax residency.
Lees gidsSocial Security, Medicare gaps, FATCA and the non-lucrative visa.
Lees gidsCPP/OAS, provincial healthcare and tax treaty.
Lees gidsMet pensioen per budget
Affordable inland towns, rental apartments, frugal Mediterranean living.
Bekijk levensstijlComfortable couple's budget in most Costa Blanca towns.
Bekijk levensstijlCoastal apartment, dining out, golf and travel.
Bekijk levensstijlVilla with pool, private healthcare, frequent travel.
Bekijk levensstijlPremium villa, staff, concierge healthcare and lifestyle.
Bekijk levensstijlHuisvesting, zorg, gezamenlijke financiën en nalatenschap.
Gemeenschap, veiligheid, sociaal leven en mensen ontmoeten.
Financiële onafhankelijkheid, beleggingsinkomsten en visa vóór 65 jaar.
Calculators & tools
Cost of Living Calculator
Estimate your monthly budget by town and lifestyle.
Read guideRetirement Budget Calculator
Build a complete monthly and annual budget.
Read guideHealthcare Cost Calculator
Compare public vs private vs insurance costs.
Read guidePension Calculator
Net pension income after Spanish tax.
Read guideCurrency Conversion
GBP, USD, CAD, NOK, SEK, DKK to EUR.
Read guideTax Calculator
Estimate IRPF on pensions and savings income.
Read guideVeelgestelde vragen
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